Storm

Hurricane Preparation Checklist for South Florida Homeowners

January 7, 2026Total Care Restoration
Hurricane Preparation Checklist for South Florida Homeowners

Be Prepared Before Hurricane Season Begins

Living in South Florida means living with hurricane season from June 1 through November 30 every year. The key to minimizing storm damage isn't what you do when a hurricane is two days away—it's the preparation you complete before the season even starts.

This comprehensive checklist will help you prepare your home, family, and finances for hurricane season, giving you the best chance of weathering any storm with minimal damage.

Before Hurricane Season (By June 1)

Home Hardening Projects

These improvements should be completed well before hurricane season begins:

Roof

  • Have your roof professionally inspected
  • Repair any loose, missing, or damaged shingles/tiles
  • Ensure hurricane straps connect your roof to walls
  • Clean gutters and downspouts thoroughly
  • Trim overhanging branches near your roof

Windows and Doors

  • Install hurricane shutters or purchase plywood for all windows
  • Measure and pre-cut plywood, label each piece
  • Check that garage door meets hurricane code (or reinforce it)
  • Inspect all door and window seals
  • Consider impact-resistant windows for long-term protection

Exterior

  • Trim all trees and remove dead branches
  • Secure or store loose outdoor items
  • Reinforce fencing if necessary
  • Check your pool enclosure for weak points
  • Ensure drainage around your home is clear

Emergency Supplies

Stock these supplies before hurricane season to avoid last-minute shortages:

Water and Food

  • 1 gallon of water per person per day for 7 days minimum
  • Non-perishable food for 7 days
  • Manual can opener
  • Pet food and water (if applicable)
  • Baby formula and food (if applicable)

Power and Light

  • Flashlights with extra batteries
  • Battery-powered or hand-crank radio
  • Portable phone chargers (fully charged)
  • Generator with sufficient fuel (store safely)
  • Extension cords for generator use

First Aid and Medications

  • Fully stocked first aid kit
  • 7-day supply of all prescription medications
  • Over-the-counter medications (pain relievers, antacids, etc.)
  • Personal hygiene items
  • Glasses or contacts with backup pair

Important Documents

  • Insurance policies (home, auto, flood)
  • Photo ID and passport copies
  • Bank account information
  • Property deed and mortgage documents
  • Medical records and prescriptions
  • Store copies in waterproof container or cloud storage

Insurance Review

  • Review homeowners insurance coverage limits
  • Understand your hurricane deductible (usually 2-5% of home value)
  • Purchase or review flood insurance (required waiting period)
  • Document your belongings with photos and video
  • Store documentation outside your home (cloud storage)

Know Your Zone

  • Identify your evacuation zone at KnowYourZoneFL.com
  • Plan multiple evacuation routes
  • Identify pet-friendly shelters and hotels
  • Discuss family communication plan
  • Designate an out-of-area contact person

When a Storm Is Approaching (5-7 Days Out)

When the National Hurricane Center begins tracking a potential threat:

  • Monitor the storm's track and intensity
  • Top off vehicle fuel tanks
  • Review your evacuation plan
  • Confirm hotel reservations if evacuating
  • Check emergency supplies and replace expired items
  • Get cash (ATMs may not work after the storm)

Storm Warning Issued (48-72 Hours)

When a hurricane watch or warning is issued:

Property Protection

  • Install hurricane shutters or plywood
  • Bring in all outdoor furniture, plants, and decorations
  • Secure or store garbage cans, grills, and yard equipment
  • Fill bathtubs and containers with water for toilet flushing
  • Turn refrigerator and freezer to coldest settings
  • Move vehicles to highest ground or covered parking

Final Preparations

  • Fill all vehicles with fuel
  • Charge all devices and backup batteries
  • Photograph your property's current condition
  • Withdraw additional cash
  • Fill prescriptions
  • Contact family members about your plans

If Evacuating

If you're in an evacuation zone or choose to leave:

  • Follow official evacuation routes
  • Leave early to avoid traffic
  • Take emergency supplies and important documents
  • Unplug major appliances
  • Turn off electricity at the breaker (if flooding expected)
  • Turn off water at the main valve
  • Lock all doors and windows
  • Inform someone of your destination

If Sheltering in Place

If you're staying home:

  • Stay inside and away from windows
  • Close all interior doors
  • Go to an interior room during the strongest winds
  • Fill sinks and tubs with water
  • Keep refrigerator and freezer closed
  • Listen to battery-powered radio for updates
  • Don't go outside during the eye—the storm will resume

After the Storm Passes

Don't let your guard down once the storm passes:

Safety First

  • Wait for official all-clear before going outside
  • Watch for downed power lines
  • Don't wade through standing water
  • Don't use electrical appliances that got wet
  • Don't drink tap water until cleared by authorities

Damage Assessment

  • Photograph all damage before cleanup
  • Check for structural damage before entering
  • Document everything for insurance claims
  • Contact your insurance company promptly
  • Don't throw away damaged items until adjuster inspects

Getting Help

  • Call restoration professionals for water damage
  • Request emergency roof tarping if needed
  • Beware of storm-chasing contractors
  • Apply for FEMA assistance if available
  • Check on neighbors, especially elderly

Important Contact Numbers

Keep these numbers accessible:

  • Emergency: 911
  • FEMA: 1-800-621-3362
  • Florida Emergency Management: 850-815-4000
  • Your Insurance Company: _________________
  • Local Power Company: _________________
  • Total Care Restoration: (786) 610-6317

Conclusion

Hurricane preparation isn't about panicking—it's about being ready so you can make calm, informed decisions when a storm threatens. The work you do before hurricane season begins is the most important factor in how well you weather any storm.

If your property sustains storm damage despite your best preparation, contact our team immediately. We provide 24/7 emergency response including roof tarping, water extraction, and complete storm damage restoration throughout South Florida.

Stay safe, and be prepared.

Want to Learn More?

Read our comprehensive guide covering everything you need to know about this topic.

The Complete Guide to Storm Damage Restoration and Roof Protection in Florida

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